You've done your due diligence and purchased a full coverage auto insurance policy. You think you are good to go. Then, it happened. You were involved in an accident with an uninsured motorist in Oklahoma and you come to find out that your full coverage policy may not be enough.
The term full coverage can be very deceiving; it certainly sounds like you should be covered for everything. Unfortunately, that is not the case. To protect yourself from uninsured motorists, this is something extra you would need to add to your full coverage policy. Seems wrong, but that is the way it goes. Some insurance providers may be good and tell you that, others may not.
So, you get in an accident that is the other person's fault. They have no insurance so you have to turn to your own to get your medical bills paid for. You file a claim and it gets denied because your coverage is lacking. What can you do? There are a few options: go after your insurance carrier to seek further compensation or file civil claims against the driver who hit you.
An experienced personal injury attorney can help victims of car accidents caused by uninsured motorists in Oklahoma seek fair and full compensation for their losses. This is a process and it can take time. To learn more about it and how an attorney may be of assistance to you, please take a moment and visit our firm's webpage regarding protection from uninsured and underinsured motorists.