Driving through Oklahoma City, another driver struck your vehicle and injured you. You exchanged information, but you discovered that the driver does not hold car insurance. You worry as to how you will pay for your medical costs, your car damage and how you will sustain yourself if you cannot work.
Although it is illegal to not hold motor vehicle insurance in Oklahoma, millions of uninsured motorists across the United States travel every day, risking the lives of law-abiding drivers. If you face injury due to the negligence of an uninsured driver, seek medical attention immediately. Contact an experienced personal injury attorney to help you obtain the proper compensation. Know that in Oklahoma, if you face injury or property damage due to an underinsured or uninsured motorist, you may have the ability to obtain compensation from another driver through alternative means.
Penalties to the uninsured driver
According to the Insurance Information Institute, as of 2017, 13 percent of drivers on the road do not hold accurate car insurance. Not only is this fact dangerous to those who may need to seek compensation for injuries, it is a criminal offense.
If an uninsured driver injured you, in addition to providing compensation, Oklahoma court may inflict the following punishments on him or her.
- Loss of license
- Loss of license plate and registration
- Reinstatement penalties
- Requirement to purchase high-risk coverage
Receiving your compensatory damages
After incurring these penalties, a court may determine that the driver that hit you must pay compensatory damages to you out of pocket. The likelihood that the driver has cash funds to reimburse you for your related accident expenses proves minuscule, so your attorney will aid in determining how you will begin to seek all required compensation.
As the victim in a personal injury case, depending on all circumstances, you may have the right to compensation for:
- Medical costs
- Hospital visits
- Physical therapy
- Prescription medication
- Loss of work
Attempting to retrieve compensation for your injuries from an uninsured driver by yourself may not prove successful. License suspensions, fines and other criminal penalties land at the top of an uninsured driver's priority list, but you know that you deserve damages. Hiring an attorney to help you track down monetary compensation for your injury may help you collect your rightful damages quickly in Oklahoma if you face injury due to an uninsured driver.