When you're working a job that requires travel, there is always the possibility that you could be involved in an auto accident. On-the-job auto accidents are relatively common, affecting people as they travel to worksites or make deliveries.
It's important to know what constitutes an injury on or off the clock, so you know if you can be compensated through workers' compensation. There are a few situations that would qualify for compensation. They include:
- Driving from your place of employment to a worksite or client's facility while on the clock
- Driving while making deliveries for work
- Driving to a required meeting while on the clock(with mileage and time paid by the employer)
Of course, there could be several other situations where you could argue for workers' compensation due to being involved in a crash. No two jobs are quite alike, so it's a good idea to discuss your case with your attorney if you're not sure if it will qualify for workers' compensation.
What should you do if your employer disagrees that it's an on-the-job injury?
If your employer disagrees, get a copy of the reasoning for their opinion. If they are correct, you may need to seek compensation through other means, like a personal injury claim against a dangerous or reckless driver. If you disagree with your employer, you can still file a claim for workers' compensation. They may dispute the claim, but if you have evidence that the incident took place while on the clock or while you were working, then you may be able to obtain compensation from the workers' compensation insurance company. Our site has more on what to do if there is any question about your right to a claim.