Each year, the holiday season is a time of increased travel, and unfortunately the risk of being involved in a car accident also increases.
If you are involved in a car accident during the holidays, here are some things to keep in mind about insurance matters and your health.
The insurance company is not on your side.
Insurance companies are in business to make a profit, not necessarily to look out for the best interests of policy holders. The truth is that insurance issues can get messy after a car accident, and you should be on guard when the insurance adjuster calls.
If you were injured in the accident, do not downplay your injury to the insurance adjuster.
The questions insurance adjusters ask are designed to minimize the amount of compensation you receive after a crash. If the adjuster says, "How are you doing today?" and you say, "Doing well," even that innocent statement could be used to suggest that your injury is not as bad as it truly is.
Also, many car accident injuries -- neck and back injuries, for example -- become worse over time, and feeling okay one day may lead to feeling bad the next. In short, let your lawyer handle communications with the insurance company.
After a car accident injury, get medical attention as soon as possible, and don't worry about the cost.
If you wait to get medical attention and instead try to soldier though the pain of your injury, the insurance company might claim that your injury isn't as serious as it is.
Also, getting medical treatment creates a document of your injury, and that documentation can be used to ensure that you receive the maximum in compensation to which you are entitled. Such compensation can cover numerous costs, including medical expenses and lost wages.
A lawyer can handle your injury claim on a contingency fee basis, meaning you owe no attorney fees unless you receive compensation.
At Dawkins & Gowens Law Firm, we offer free initial consultations to accident victims or their families, and our clients pay nothing upfront. We do not collect attorney fees unless your claim is successful. We also maintain a strong referral network of physicians to help our clients get the medical care they need.
For more on that, please see our personal injury overview.